4 Payment Processors You Should Consider For Your Adult Site
If you’re going to sell adult products or services online, then you are going to have to find a payment processor at some point.
It doesn’t sound like a big deal, but it can be more difficult than you imagine. Adult services are classified as being ‘high risk’. That means that you’re not going to be able to get a mainstream processor to handle your sales for you.
There are lots of chargebacks and uncompleted payments in the adult world. That’s why you have to find a company that specializes in high-risk payment processing.
There are enough of them around to find one, and some adult payment processors are better known than others – like the very well-established, CCBill and Epoch, for example
However, there are some others which maybe fly under the radar and are definitely worth investigating as a payment option for your adult website.
You always want to make sure that you’re going with the most suitable one for your needs. It doesn’t matter if you’re selling subscriptions, pay per view videos, downloads, sex toys, or even escort services.
The four payment processors in my list, you may not be aware of as yet. They might be less widely known in the adult industry, but each one gets positive feedback.
Each processor has its own pros and cons, so it will benefit you to pay attention to the details. Those are what will mean the difference between a company that can handle all of your needs for a fair price and one that will overcharge you for things you don’t need!
Durango Merchant Services
Durango Merchant Services is actually one of the biggest and best payment processors that you can find for a high-risk business, such as the adult industry.
They’re used to dealing with adult services and offer plenty of perks to dealing with them. One of the most important things they can offer you is access to offshore merchant accounts. That’s going to let you conduct your business with less oversight from your country of origin.
They also give you a dedicated account manager so you always have someone that you can talk to if any problems arise.
The biggest downside, however, is the fact that they don’t disclose their pricing schemes on their web site. You’re going to have to directly contact them if you want to find out how much they’re going to charge you for the services you want.
You can rest assured that they’re going to be fair about it, though. They don’t have an early termination fee, so you can cancel any time.
Just keep in mind that you’re going to have to sign up for a long-term contract with them. It only makes sense when you consider that everything is high risk.
Next up is Instabill and this is where you’re going to end up if you’re having problems getting approved through other payment processors.
They really focus on high-risk companies, so that means they’re also expecting a high reward. You can expect to have to sign up for a long term contract.
On top of that, they have an early termination fee if you want to cancel their services.
You’re also going to have to pay a rolling reserve to them. That’s an amount of money that they’re going to hang on to in case you end up owing them money for something.
There are plenty of reasons to sign up with them, though. They’re going to be much easier to get to work with you.
They also offer offshore accounts to help you out with local laws. One of the best things about them is the fact that they offer anonymous payment options.
That’s going to let people buy from your business without worrying about the charge showing up on their credit cards. It will simply be listed as a payment to Instabill and that’s it.
It will give your customers plenty of reasons to buy from you and not someone else.
Pay Kings is another interesting payment processing platform for you to consider for your adult website.
Again they specialize in high risk processing and are generally known as one of the best in the high-risk business.
You can sign up with them quickly and easily because they’re not going to charge you any application or setup fees. The one big drawback is that they don’t make their payment tier structure overly transparent.
You’re just going to have to talk to them and trust that you’re getting the right tier and price for what you need from them.
On the plus side, they offer multiple currency options and can accept both credit cards and checks. That’s going to give your customers plenty of different ways to pay for the things you’re offering them.
When it’s easy, you’re always sure to make more sales. You’re also getting a dedicated account manager here.
That’s going to give you someone you can talk to whenever you need it. It doesn’t end there, though. Pay Kings also has Shopify integration that you can use. That’s an online storefront that does all of the hard work for you and you’re going to get plenty of use out of it.
Finally, there’s Payment Cloud. This is quite a popular high risk payment processor. They have no account setup fee, and their prices are very reasonable.
They do a lot of business, so they can offer competitive pricing for any services that you want to buy from them. You can take a look at their business profile, and you’ll see that they have very few complaints from users.
The thing to keep in mind is the fact that they don’t have any support for escort services at all. So if you run an escort website, you’re going to have to get your payment processing from someone else.
They use a payment gateway, so any transaction that’s made is going to happen quickly and easily. There are also multiple point of sale systems that you can choose from to make sure you’re getting the best one for your business.
They handle eCommerce, subscriptions, and retail, so they can handle anything you want to see. Check Payment Cloud out first and you might just see that they have the best services at the most reasonable prices for you.